Guide to Surviving the Bankruptcy Process
Bowser & Associates, P.L.C.'s Jim Bowser is a Michigan attorney with a full-service practice that offers representation in bankruptcy, along with estate planning, social security, disability, criminal matters, veterans' benefits, business negotiations, and real estate. Bowser is a member of the Michigan Bar Association, National Association of Consumer Bankruptcy Attorneys, and Detroit Consumer Bankruptcy Attorneys Association. In these articles, he offers insight into how the bankruptcy process really works.
- Will My Bank Accounts Be Seized During Bankruptcy?
The money in exempted bank accounts can never be touched by creditors during bankruptcy. Even if these funds are garnished before the bankruptcy process begins, an attorney can most likely get those missing funds back. [more]
- How Does Wage Garnishment Work?
Creditors can garnish the wages of people who have failed to make payments on their debts; however, they cannot garnish the wages of people going through bankruptcy. If creditors have begun to garnish you wages, filing for bankruptcy is a good way to get that money back. [more]
- Managing Debt for Elderly Clients
Paying off credit cards and outstanding loans can be difficult on a fixed income, which is why bankruptcy is such a beneficial option for many seniors faced with mounting debts. [more]
- Can I Challenge What's In My Credit Report?
If you discover a delinquency in your credit report that should not be there, then the first step in getting the error corrected is to contact the credit-reporting agency itself. The agency will then contact your creditors to determine whether or not the delinquency was actually added to your account in error. [more]
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